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Rental Scams Are Getting Smarter: How to Protect Yourself

Fake rental listings can look convincing because scammers may copy real photos, descriptions, and addresses. The safest approach is to verify the property and the person offering it before money changes hands.

How rental listing scams work

The FTC says scammers may copy legitimate rental listings, replace the real contact information with their own, and collect application fees, deposits, or rent for a home they do not control. Others advertise properties that are not available—or do not exist at all.

Warning sign #1: the price is dramatically below comparable rentals

A bargain can be real, but an unusually low price is a reason to investigate. Compare several nearby listings with similar size and features instead of judging the price in isolation.

Warning sign #2: you are told to pay before seeing the home

The FTC advises consumers not to pay for a property they have never seen or to a person they have never met. If you cannot visit because you are relocating, ask someone you trust to tour it or verify the property through an independent channel.

Warning sign #3: the payment method is hard to reverse

Be especially cautious if someone insists on gift cards, cryptocurrency, wire transfers, or other payment methods that are difficult to recover. Do not let a claim that “other applicants are waiting” push you into using a payment method you are uncomfortable with.

Warning sign #4: the same address appears with different information

Search the exact address in a new browser search. Compare the rent, photos, owner or management name, phone number, and availability across listings. The FTC notes that conflicting owner or company information can signal a copied listing.

Verify the landlord or property manager independently

If a management company is named, find its official website independently and contact the number published there rather than relying only on a number sent to you. Ask the person offering the rental to explain their relationship to the property.

Protect your personal information, too

Rental applications can contain sensitive information. Before sending documents, make sure you understand who is collecting them, why they are needed, and how the application process works. A professional-looking form alone does not prove that a listing is legitimate.

Keep a paper trail

Save screenshots of the listing, messages, names, phone numbers, receipts, and any lease or application documents. If the listing changes or disappears, your records may be useful when reporting the problem.

What to do if you spot a suspected scam

Stop sending money or personal information. Report the listing to the platform where you found it. In the United States, suspected rental fraud can also be reported to the Federal Trade Commission at ReportFraud.ftc.gov. If money has already been sent, contact the payment provider promptly to ask whether any recovery options are available.

Sources & further reading

For scam-prevention guidance, see the Federal Trade Commission: Rental Listing Scams. RentAndTell articles provide general educational information, not legal advice. Rental laws and requirements vary by location.

RentAndTell provides general renter education and community experiences, not legal advice. Rental laws and requirements vary by location.